Comprehensive individual and family financial planning
- Asset management - There are no “cookie-cutter” investment templates at our firm. Each investment strategy is customized to suit each clients short and long-term objectives.
- Insurance - A client’s largest asset is usually their life. We want to make sure those relying on them for income and financial support will be not have their financial lives disrupted in the event of a personal catastrophe.
- Tax planning - By scheduling appropriate contributions and distributions from tax-favored investments, we strive to minimize the tax impact our clients will feel from their financial decisions.
- Wealth preservation and continuation - Lack of planning for the transfer of assets at death is one of the largest destroyers of personal wealth. Along with your personal legal advisors, we will help you plan for this inevitable event to minimize the impact to the future recipients of your hard-earned assets.
- Budget development, implementation and analysis - Finding more month left at the end of your money? We’ll help you devise a strategy to stretch your dollars further and allow for more saving for your future.
- College funding - The world of educational funding is complex, confusing and often intimidating. We can help you navigate the many plans and programs available to assist in funding higher education costs.
- Retirement planning and income stream generation - This is the most critical area of financial planning, where one wrong turn can send you back to work. We will help you plan for the later seasons of life so you can focus on enjoying this time you have been planning for and eagerly anticipating during your working years.
- Long-term care provisions - The likelihood that medical costs will decimate your retirement savings is a serious consideration anyone in their fifties and beyond needs to plan for. We can explain the many options available to assist in defraying these expenses should you wind up needing advanced medical care in your later years.